Free tool · Rules updated 28 Sep 2026
Gratuity Calculator — Amount & Tax Exemption
For employees covered by the Payment of Gratuity Act: 15 days' last salary × years of service ÷ 26. Not covered: 15 days × average salary of the last 10 months × completed years ÷ 30. The tax-free limit for private employees is ₹20 lakh.
Fill in the details — your result appears here instantly.
Want an expert to check this and do it for you?
Our expert calls you, checks the numbers and gets the work done. Your trust is our biggest fee.
Gratuity Calculator — common questions
How are years of service rounded?
Under the Act, a part year of more than 6 months counts as a full year. For employees not covered by the Act, only completed years count.
Is gratuity fully tax-free for government employees?
Yes, gratuity received by central/state government employees is fully exempt.
This tool gives an estimate based on the rules shown. Your actual figure depends on your full details — our expert confirms it before any filing.
Not sure about the numbers? Talk to an expert.
We check every deduction and file your return correctly — so you pay the lowest legal tax.
Mon–Fri 9:00 AM – 6:00 PM, Sat 10:00 AM – 4:00 PM · Your trust is our biggest fee.