Free tool · Rules updated 28 Sep 2026
Income Tax Refund Estimator FY 2026-27 — How Much Will I Get Back?
Enter your income, the TDS already deducted and your deductions. We work out your actual tax under the better regime and show how much of the TDS should come back to you as a refund — or how much is still payable.
Fill in the details — your result appears here instantly.
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Refund Estimator — common questions
Why do salaried people get refunds?
Employers deduct TDS on estimated salary. Deductions you forgot to declare, a job change, rent (HRA) or home-loan interest can make the TDS higher than your real tax. Filing the return correctly is the only way to get that extra tax back into your bank account.
How long does the refund take?
After the return is e-verified and processed, most refunds reach the pre-validated bank account in a few weeks. A mismatch with AIS or an unvalidated bank account delays it, so we check both before filing.
This tool gives an estimate based on the rules shown. Your actual figure depends on your full details — our expert confirms it before any filing.
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We check every deduction and file your return correctly — so you pay the lowest legal tax.
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