Free tool · Rules updated 28 Sep 2026
TDS Calculator FY 2026-27 — Rates, Limits & Amount
Pick the type of payment and enter the amount. The calculator checks the yearly or per-payment limit, applies the right TDS rate (higher rate if the payee has no PAN) and shows the TDS to deduct and the net amount to pay. From 1 April 2026 all these are covered by section 393 of the Income-tax Act, 2025; the familiar old section numbers are shown for easy reference.
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TDS Calculator — common questions
When must TDS be deposited?
TDS deducted in a month is paid to the government by the 7th of the next month. TDS deducted in March can be paid till 30 April. Late payment attracts interest of 1.5% per month, so it is best to pay before the 7th.
What if the payee does not give PAN?
Without a valid PAN, TDS is deducted at a higher rate — generally 20% (5% for e-commerce and purchase of goods). Ask for the PAN before paying so that the payee is not over-deducted and you avoid mismatches in the TDS return.
Is TDS the final tax of the payee?
No. TDS is only an advance collection. The payee shows the income in their return and claims the TDS as credit from Form 26AS. If the TDS is more than their actual tax, they get the difference back as a refund.
This tool gives an estimate based on the rules shown. Your actual figure depends on your full details — our expert confirms it before any filing.
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